Joehnk, Michael D. Planning your personal finances / Michael D. Joehnk, Randall S. Billingsley and Lawrence J. Gitman - 12th ed. - Mason, OH : South-Western Cengage Learning, c2011. - xxi, 570 p. : ill. ; 29 cm. ISBN: 9781439044483 LCCN: Subjects--Topical Terms: FinancePersonal LC Class. No.: HG179 / .G54 2011